18 December 2008, 20:10 UTC#1
Some of my uni mates were on
this site last week. It gives throws up loads of info about your area such as average income blah blah blah.
To be honest I was a bit surprised about mine as I didn't think it was that bad:
QUOTE
Family income Low
Interest in current affairs Low
Housing - with mortgage Medium
Educated - to degree Low
Couples with children Medium
Have satellite TV Medium
Shopworkers and skilled blue-collar workers employed in manufacturing and other manual occupations make up the bulk of households in these areas. The age profile is similar to the UK as a whole with a mixture of singles, couples, families and retired people.
Housing is predominantly terraced and semi-detached, with relatively few flats and detached houses. Houses are relatively small, usually with two or three bedrooms. Most are buying their property on a mortgage, although there are some renting privately.
Car ownership is in line with the UK average, with around 75% of households owning a car. Cars are likely to be lower value models, often bought second hand.
Incomes are moderate rather than low. This is reflected in slightly lower than average holdings of ISAs and stocks and shares, which are likely to be demutualisation and privatisation stocks. Consumers in this type are much more likely to use a traditional bank or building society branch to make financial transactions than the Internet or other direct channels.
Meh I suppose it's fair, I live on the end of a terrace. Mind you, dunno what they're on about here:
QUOTE
Interests include camping and caravanning, angling, bingo and the pub.
Hardly an ambitious range of hobbies!
18 December 2008, 20:20 UTC#2
This is mine and Liams:
Family income Medium
Interest in current affairs High
Housing - with mortgage Low
Educated - to degree High
Couples with children Very low
Have satellite TV Low
This type of postcode contains the highest proportion of households with residents over the age of 75. 50% of households in this type are pensioners. Many are living alone, although some are retirement home residents.
The main type of housing is one and two bedroom flats, most of which are purpose built and low rise. Many properties are owned outright but some are privately rented. Holiday homes are also a feature of these neighbourhoods. Working residents tend to be relatively well qualified, often employed in senior managerial and professional occupations.
As might be expected with a large elderly population, car ownership is low relative to the UK as a whole.
Most of the residents in this type are comfortably off. Many have provided for their old age with above average levels of investments in ISAs, unit trusts and guaranteed income bonds.
Popular newspapers are The Times, Daily Telegraph, Daily Express and Daily Mail.
Individuals in this type are likely to engage in charitable and voluntary work. They are also interested in music, the arts and antiques. Good food and wine are enjoyed as is eating out, especially for lunch.
Masons:
Family income High
Interest in current affairs Medium
Housing - with mortgage High
Educated - to degree Medium
Couples with children Medium
Have satellite TV High
These are comfortably off middle-aged people living outside major towns.
The children of these middle-aged couples may have flown the nest, thereby allowing the parents a comfortable lifestyle. Family incomes are good and there is plenty of room in their three or four bedroom houses. With possibly a couple of cars on the drive, these managers and skilled workers are free from major financial worries.
Many have paid off their mortgages; others may have prudently protected their futures with mortgage protection policies, life cover and accident insurance. Modest investments will have been carefully spread across ISAs, unit trusts and high interest accounts. They will be preparing for their retirement with a private pension.
Fresh air suits these people. They play golf, go walking and enjoy fishing and bird-watching. As a result of these interests their donations are more likely to support environmental or wildlife charities. Weekend visits to places of interest means they are likely to have taken National Trust membership.
These are Daily Telegraph and Daily Express readers, and often listen to Radio 2.
LOL, what bullshit!
18 December 2008, 20:22 UTC#3
QUOTE(made @ Dec 18 2008, 09:20 PM) [snapback]526894[/snapback]
Fresh air suits these people.
Gotta admit, I'm also partial to a bit of oxygen.
18 December 2008, 20:23 UTC#4
Not really much of a suprise but this is what it said when I typed in my postcode:
QUOTE
Often, many of the people who live in this sort of postcode will be wealthy mature professionals living in large houses. These are known as type 1 in the ACORN classification and 1.7% of the UK’s population live in this type.
Neighbourhoods fitting this profile are found in large numbers in the Home Counties, especially in South Buckinghamshire, Surrey (Guildford and Kingston-upon-Thames), Hertfordshire (Watford and St Albans) and Cheshire (Macclesfield). Here is an overview of the likely preferences and features of your neighbourhood:
Family income Very high
Interest in current affairs High
Housing - with mortgage Medium
Educated - to degree Very high
Couples with children High
Have satellite TV High
This type of postcode encompasses the most affluent people in the UK. They live in wealthy, high status suburban and semi-rural neighbourhoods, particularly in the Home Counties. Most are highly qualified professionals, senior executives and business owners, often in their 40s and 50s.
They tend to live in large detached houses with four or more bedrooms, many of which are owned outright. These households often have more than two cars, at least one of which is likely to be a high value company car.
Unsurprisingly, given their affluence and occupations, these individuals are financially sophisticated, investing directly in stocks and shares as well as unit trusts, bonds and other forms of investments. Technologically literate, they are confident home PC users. The internet is a popular channel for purchases and financial transactions, including on-line banking.
There is a high level of readership of the Financial Times as well as the other quality broadsheets.
Golf is a popular leisure pursuit. Two holidays a year are common, perhaps one long haul destination and a week on the ski slopes. These consumers have a well developed interest in the arts, classical music and opera as well as enjoying fine wine and gourmet food. They are likely to have charitable interests, often using tax-efficient covenants and direct debit payments to make their donations.
18 December 2008, 20:25 UTC#5
What? So our area is populated with a bunch of over-75 students? Makes perfect fucking sense.
18 December 2008, 20:26 UTC#6
Family income Medium
Interest in current affairs Medium
Housing - with mortgage High
Educated - to degree Medium
Couples with children High
Have satellite TV Medium
Empty nesters and couples with older children give a firmly middle-aged feel to this type. Homes tend to be semi-detached and employment is more likely to be in office or clerical jobs. Many women work part-time now that their children are older or have left home. This supplements the family income, so earnings are above average.
Over time these families have built up investments in ISAs, stocks and shares or in a savings account. Many have also paid off their mortgage, so have equity in their house. For financial transactions they are most comfortable with the face-to-face contact at a building society or bank branch, rather than using direct channels such as the Internet. The company pension is an important provision for the later years of these householder’s lives.
These people watch a lot of TV but also enjoy an occasional meal out in a restaurant. They have the money to take regular holidays, perhaps a winter sun break as well as a summer holiday.
The Daily Express and Daily Mail are the most popular newspapers.
Car ownership is above average with a mid-range family saloon a popular choice. Around a third of households can afford to run two cars.
18 December 2008, 20:31 UTC#7
The over 75's must stay home all day, quite a few city workers but I now live in within essex (outer essex, bordered closely by london) so I guess you could say this is typical of the east end of london.
Often, many of the people who live in this sort of postcode will be older people living in rented terraces. These are known as type 43 in the ACORN classification and 1.89% of the UK’s population live in this type.
Neighbourhoods fitting this profile are found predominantly in northern English towns such as Oldham, Salford, Liverpool, Huddersfield and Gateshead, as well as in Belfast and some towns in the south including Basildon. Here is an overview of the likely preferences and features of your neighbourhood:
Family income Low
Interest in current affairs Medium
Housing - with mortgage Low
Educated - to degree Low
Couples with children Low
Have satellite TV Medium
This type of postcode has a high proportion of older people, particularly those over 75, living in rented terraced housing. There are fewer families with young children in these neighbourhoods, although there are some single parents. Single person households are most common and many are pensioners.
Most residents live in small terraced houses, with only two or three bedrooms. Some live in flats, mostly low rise purpose built. There is a higher proportion of residents renting compared to the UK as a whole. Many rent from private landlords but local authority and housing association property is also important. There is a high level of re-mortgaging among those who are buying their properties.
Those in work tend to be shopworkers or are employed in manual and factory jobs. However, unemployment is 40% above the national average and long term illness 60% higher than the UK as a whole.
Car ownership is low and public transport, cycling and walking tend to be the main modes of travel.
Incomes are low and there is little scope for savings and investments. Take up of credit cards is low, but some find it hard to manage and levels of debt are above average relative to income.
Leisure interests include angling, racing, bingo, watching cable TV, listening to music and going to the pub. Popular newspapers are the Daily Mirror, Daily Star, Daily Sport and The Sun.
18 December 2008, 22:47 UTC#8
QUOTE
Often, many of the people who live in this sort of postcode will be well-off professionals living in larger houses and converted flats. These are known as type 13 in the ACORN classification and 0.87% of the UK’s population live in this type.
Neighbourhoods fitting this profile are found in many urban areas of the UK, but particularly in London (Kensington and Chelsea, Wandsworth, Ealing, Richmond-upon-Thames and Fulham). Edinburgh and university towns such as Durham, Oxford and Cambridge als Here is an overview of the likely preferences and features of your neighbourhood:
Family income Very high
Interest in current affairs Very high
Housing - with mortgage Medium
Educated - to degree Very high
Couples with children High
Have satellite TV Low
These are predominantly well-off professional people living in urban areas of the UK. Most are well educated individuals in professional and managerial occupations, but there are also students and young singles starting out on their careers.
Houses tend to be large, with four or more bedrooms, often in Georgian and Victorian terraces. Many are owner-occupied by professional couples and families. There are also high levels of converted flats, some of which are privately rented. The younger singles in these areas will often be sharing flats and houses.
Car ownership is high, reflecting the wealthy nature of these neighbourhoods, but because of their urban location, travel to work is mostly by public transport.
Incomes tend to be high, with many residents earning over £50,000 a year. They are financially aware and have high levels of savings and investments. They also have high levels of credit card useage. These technologically sophisticated consumers make great use of the Internet for financial services, as well as buying other products and services.
They enjoy the arts, including theatre, classical music, opera and the cinema. The most widely read newspapers are The Guardian, Independent, The Times and Observer. Foreign travel and skiing are popular leisure activities.
A Load of bollocks.
18 December 2008, 23:18 UTC#9
Often, many of the people who live in this sort of postcode will be older people living in flats. These are known as type 36 in the ACORN classification and 2.13% of the UK’s population live in this type.
Neighbourhoods fitting this profile are found in seaside towns such as Torbay and Worthing, in the Isles of Scilly and the Isle of Wight, as well as in the Cotswolds, Argyll and Bute, Harrogate and Bexley in Outer London. Here is an overview of the likely preferences and features of your neighbourhood:
Family income Medium
Interest in current affairs Medium
Housing - with mortgage Medium
Educated - to degree Medium
Couples with children Low
Have satellite TV Low
This type of postcode has a distinctly older profile and is found throughout the UK. There are fewer children than the national average and more people over 65. One third of households are pensioners in this type. Single pensioner households are very common, with retired couples also present in high numbers.
Housing is mixed but with a higher proportion of low-rise, purpose built and converted flats than the national average. Many are privately rented, but some are owned outright. Holiday homes are also common.
Educational qualifications tend to be slightly higher than the national average, especially at degree level. The working population in these areas tends to be in lower and senior managerial and professional occupations.
There is a reasonable levels of car ownership, including company cars, but there are fewer households with more than one car.
Income levels are broadly in line with the national average, with holdings of investment products (ISAs, unit trusts and stocks and shares) slightly above average. People are generally comfortably off without having large amounts of spare cash.
Leisure interests include fine art and antiques, self-improvement and education, reading and walking. Membership of the National Trust is common.
The Daily Express, Daily Mail and Daily Telegraph are likely to be the most popular newspapers.
18 December 2008, 23:29 UTC#10
QUOTE
You entered an invalid postcode.
Jingoistic pigs.
18 December 2008, 23:34 UTC#11
Often, many of the people who live in this sort of postcode will be mature families living in suburban semis. These are known as type 29 in the ACORN classification and 3.28% of the UK’s population live in this type.
Neighbourhoods fitting this profile are found in Outer London in Bexley, Havering and Sutton as well as in Dartford, Watford, Stockport, Solihull and the Wirral. Here is an overview of the likely preferences and features of your neighbourhood:
Family income Medium
Interest in current affairs Medium
Housing - with mortgage High
Educated - to degree Medium
Couples with children High
Have satellite TV Medium
Empty nesters and couples with older children give a firmly middle-aged feel to this type. Homes tend to be semi-detached and employment is more likely to be in office or clerical jobs. Many women work part-time now that their children are older or have left home. This supplements the family income, so earnings are above average.
Over time these families have built up investments in ISAs, stocks and shares or in a savings account. Many have also paid off their mortgage, so have equity in their house. For financial transactions they are most comfortable with the face-to-face contact at a building society or bank branch, rather than using direct channels such as the Internet. The company pension is an important provision for the later years of these householder’s lives.
These people watch a lot of TV but also enjoy an occasional meal out in a restaurant. They have the money to take regular holidays, perhaps a winter sun break as well as a summer holiday.
The Daily Express and Daily Mail are the most popular newspapers.
Car ownership is above average with a mid-range family saloon a popular choice. Around a third of households can afford to run two cars.
18 December 2008, 23:41 UTC#12
QUOTE(bazariah @ Dec 18 2008, 11:18 PM) [snapback]526911[/snapback]
Neighbourhoods fitting this profile are found in seaside towns such as Torbay
bbbbrrrrapapppp!
18 December 2008, 23:51 UTC#13
FUCK YEAH TORBAY.
18 December 2008, 23:57 UTC#14
QUOTE(cIRca @ Dec 18 2008, 06:51 PM) [snapback]526922[/snapback]
TOMBRAY.
19 December 2008, 00:52 UTC#15
QUOTE(Slavin @ Dec 19 2008, 01:57 AM) [snapback]526925[/snapback]
QUOTE(cIRca @ Dec 18 2008, 06:51 PM) [snapback]526922[/snapback]
TOMBRAY.
Lol at Slavins involvement in this thread.
It's official I have realized over the last month that I actually find him funny!
19 December 2008, 10:19 UTC#16
The world is... changing...
19 December 2008, 14:14 UTC#17
its evolving.
19 December 2008, 16:55 UTC#18
everything is falling apart.
19 December 2008, 17:58 UTC#19
2012
20 December 2008, 02:54 UTC#20
for my family home
QUOTE
Often, many of the people who live in this sort of postcode will be well-off working families with mortgages. These are known as type 10 in the ACORN classification and 2.26% of the UK’s population live in this type.
Given the commuter nature of this type, it is often found in satellite towns around major conurbations, such as Northampton, Milton Keynes, Reading, Swindon and Crewe. Here is an overview of the likely preferences and features of your neighbourhood:
Family income High
Interest in current affairs Low
Housing - with mortgage Medium
Educated - to degree High
Couples with children Very high
Have satellite TV Very high
These are neighbourhoods of young well-off commuter families, with many pre-school and primary school children.
These families often live in relatively large detached houses and have a long time left on their mortgage. However they have good incomes, and feel able to afford such long term commitments. These individuals are likely to be in their 30s, and tend to be professionals and managers with company pensions and company health care. They drive to work in company cars.
These families are financially aware. Where possible they will have regular savings plans and invest in stocks and shares. A child savings plan may cater for the children’s future. The high level of remortaging may indicate confidence in their ability to repay high levels of borrowing. They have credit cards with high credit limits, but their spending is not high.
The Internet is a popular channel for financial services, with e-banking fairly common with these households. On-line activity is generally high whether shopping, booking leisure activity, playing games or the children’s education.
These are young active people, taking part in aerobics, playing golf, rugby and going skiing. For entertainment they own a DVD player, subscribe to satellite TV and go to the cinema.
Uni Home
QUOTE
Often, many of the people who live in this sort of postcode will be skilled older families living in terraces. These are known as type 39 in the ACORN classification and 2.8% of the UK’s population live in this type.
Neighbourhoods fitting this profile are found in Coventry, Stevenage, Gosport and Outer London suburbs such as Enfield, Sutton, Dartford and Romford. Here is an overview of the likely preferences and features of your neighbourhood:
Family income Medium
Interest in current affairs Low
Housing - with mortgage High
Educated - to degree Medium
Couples with children High
Have satellite TV Medium
In some ways these areas exemplify the changing pattern of economic life over the past 10 or 20 years.
Once blue-collar areas, they are now home to office and clerical workers in addition to skilled workers. It is likely that the family will have two wage earners and with unemployment relatively low overall, family incomes are around the national average.
While a mix of people live in these streets, there are relatively few pensioners and more families with children.
These people have worked hard to own their three bedroom terraced houses. Remortgaging, whether to switch to more economical repayments or to extend borrowing, is relatively frequent. They may similarly switch utility providers to seek the best deals. Some prudently protect their mortgage repayments against any misfortunes in the future. Others may be planning to improve their home in some way. These are all indications that these households are careful with money.
Purchasing power may be limited, spending on credit cards is low and a range of loyalty cards are used. However most households will run at least one car and take regular holidays in Europe and the Mediterranean.
Cable TV is popular, as are sports like football and rugby. Many residents are also keen DIY enthusiasts.
